We strongly advise you to take out comprehensive travel insurance that covers all potential medical expenses for injury or illness. It is commonly said that if you can’t afford travel insurance, you can’t afford to travel. Medical costs overseas can be very, very expensive and many travelers have been burdened financially in paying these costs when things go wrong. Remember that overseas medical costs are not covered by Medicare. Comprehensive travel insurance will save you worry and possible financial hardship – just make sure you read the fine print and ensure that you have the details of the policy clearly outlined in writing.
Cruise passengers should be aware that Medicare benefits are only payable if you’re travelling between two Australian ports – they are not payable for journeys between an Australian port and a foreign port, or between two foreign ports.
For more information on travel insurance, including tips for choosing a policy, visit the smartraveller travel insurance page.